Pensions & Retirement Planning

Ask any individual about which area of Financial Planning or Insurance that confuses them most and the answer will most probably be Pensions and Retirement Planning. At Cronin Insurance Brokers Ltd, we provide professional advice and assistance to you in understanding this complex area of financial planning. With our help, you will be guided through this complex maze to ensure you are making the right choice for your financial future. We want you to avoid having to continue working well into your 60's and 70's as many of our aging population find themselves today. No doubt you do too.

A pension is basically a way to provide replacement income in your latter years when you retire from working. Some people choose to fund for this replacement income through the purchase of investment properties while others choose to invest in lump sum Investment Bonds and Stocks and Shares.

Not everyone is fortunate enough, however, to be able to afford a portfolio of properties or investment bonds and stocks and shares and it is essential that they look at the more traditional route of funding for their retirement. This takes the form of a pension plan which is effectively a savings plan that is funded by you over a long number of years and for which generous tax breaks are allowed by Government, both on contributions made and in how retirement benefits may be taken at retirement.

Talk to us today about how you can fund for your retirement through the following options:-

• Personal Pension Plans 
• Executive or Director Pension Plans 
• Company Occupation Pension Schemes
• Additional Voluntary Contribution (AVC) Pension
• Personal Retirement Savings Account (PRSA)

It is never too late to start a pension - the important thing is that you do start one.

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